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WHAT
IS HEALTH INSURANCE? Health insurance is designed to help you with your medical care. You will typically pay in a certain amount every month called premiums and you may have to pay a certain percentage on your doctor's visits or prescriptions but the insurance is designed to help you with the costs. It will also help you in emergencies such as an accident, a broken bone, or a sudden illness. Insurance is there to help you if you are having a baby or another time where you need regular care.
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How
To Save Money On Health Insurance |
Featured
Consumer Help:
How
To Save Money On Healthcare
Healthcare today is
50 times more expensive than it used to be in the 1960s and shows no sign of getting any cheaper.
This digest-analysis of several key aspects of the current healthcare crisis in the U.S. may help the readers become
more educated consumers of healthcare services.
Read
Complete Featured Article Online
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Saving Today: Free
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Understanding
Healthcare Plans |
HMO - Health Maintenance
Organizations
The least expensive healthcare option, but also the least flexible of all the health insurance plans.
POS - Point Of Service Plans
More flexible than HMOs, but they also require you to select a Primary Care Provider (or PCP).
PPO - Preferred Provider Organizations
Gives policyholders a financial incentive to stay within the group's network of practitioners.
FFS - Fee-For-Service Plans
(also called Traditional Indemnity)
Offers patients more flexibility in exchange for higher out-of-pocket expenses, more paperwork, and higher premiums.
WHICH PLAN IS RIGHT FOR ME? For more information on the advantages and disadvantages of each healthcare option, we invite you to read the article
Affordable Healthcare Plan Options
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